Millionaire’s Tiramisu Recipe
Let me introduce you to Millionaire’s Tiramisu, a dazzling twist on the classic that takes every luscious bite to new levels of decadence. Envision airy mascarpone layered with drifts of caramel-kissed cream, coffee-soaked ladyfingers, and shimmery ribbons of ganache—all finished with a smattering of toffee bits for that irresistible, golden crunch. It’s pure luxury, made with ingredients you probably have in your kitchen, and it’ll make you feel like you hit the dessert jackpot. Whether you want to impress guests or simply spoil yourself, Millionaire’s Tiramisu is a showstopper dessert that’s easier than you’d ever expect!

Ingredients You’ll Need
The magic in Millionaire’s Tiramisu comes from simple yet utterly sumptuous ingredients, each playing its own starring role. Here’s what you need to make it taste (and look) like a million bucks.
- Ladyfingers (Savoiardi): These crispy cookies are the sponge that soak up all the espresso, forming those classic tiramisu layers.
- Strong brewed espresso: Freshly brewed and cooled, this brings bold, aromatic coffee flavor into every mouthful.
- Coffee liqueur (optional): Adds an extra luxurious, grown-up edge to the espresso soak—try it if you love a little kick!
- Heavy cream: For that plush, cloudlike texture in the filling that sets this tiramisu apart from all the rest.
- Mascarpone cheese: Silky, rich, and just tangy enough, this makes the base decadent and creamy.
- Granulated sugar: Sweetens the cream without overpowering the unique caramel notes in this version.
- Caramel sauce: The heart of Millionaire’s Tiramisu, this brings gooey sweetness and a golden color.
- Chocolate ganache or melted chocolate: For irresistible ribbons of fudgy flavor in every layer.
- Vanilla extract: Just a splash ties together all those lush flavors.
- Cocoa powder & crushed toffee bits (for garnish): The signature finish that makes every serving sparkle and crunch.
How to Make Millionaire’s Tiramisu
Step 1: Mix the Coffee Soak
In a shallow bowl, stir together your cooled espresso and coffee liqueur if using. This is the bath that transforms your ladyfingers into moist, java-infused sponges—be sure to let the coffee cool fully, so you don’t end up with mushy cookies.
Step 2: Whip That Dreamy Filling
Grab a large mixing bowl and beat the heavy cream with the granulated sugar and vanilla until soft peaks form (think clouds with a little structure). Next, add in that glorious mascarpone cheese and beat again until your mixture becomes smooth, velvety, and thick. Finally, fold in the caramel sauce for a swirl of golden sweetness.
Step 3: Layer the Ladyfingers
Quickly dip each ladyfinger into the coffee soak—seriously, a second or two is plenty! You want them to absorb just enough to get flavorful, but still hold their shape. Arrange half the dipped ladyfingers in a snug layer at the bottom of your dish.
Step 4: Build Dreamy Layers
Spread half the mascarpone-caramel mixture over the ladyfingers, using the back of a spoon to smooth it out. Now, drizzle liberally with chocolate ganache or melted chocolate for those rich, fancy streaks.
Step 5: Repeat and Finish
Repeat the whole dipping and layering process with the rest of your ladyfingers and the remaining cream, smoothing the top with a spatula. Finish with artistic swoops of caramel sauce and chocolate ganache—because Millionaire’s Tiramisu deserves the works!
Step 6: Chill Completely
Cover the pan and let your masterpiece chill out in the fridge for at least 4 hours, or overnight if you can wait. This gives the flavors time to blend and the texture to set, so your slices will hold up beautifully.
Step 7: Garnish and Serve
Right before you’re ready to serve, dust the top generously with cocoa powder, then shower on plenty of crushed toffee bits for crunch and flair. Slice, serve, and stand back for the applause!
How to Serve Millionaire’s Tiramisu

Garnishes
Millionaire’s Tiramisu is all about drama, so don’t be shy with the garnishes. A classic dusting of cocoa powder adds rich, bitter contrast while crushed toffee bits provide golden sparkle and irresistible crunch. Want to go the extra mile? Drizzle a bit more caramel or ganache in swirls on each plated slice for a truly luxe finish.
Side Dishes
Since this dessert is rich and flavorful, pair Millionaire’s Tiramisu with something crisp and light. A platter of fresh berries or a fruit salad makes a lovely, fresh-tasting side. For after-dinner coffee, stick with espresso or cappuccino to echo the tiramisu’s main flavors and balance its sweetness.
Creative Ways to Present
Show off your Millionaire’s Tiramisu skills by making it in individual glass jars or coupe glasses—perfect for dinner parties or holiday tables! You can even assemble mini versions for picnics or lunchboxes. Add edible gold leaf for a truly over-the-top presentation, or set out a “DIY tiramisu bar” where guests build their own.
Make Ahead and Storage
Storing Leftovers
Pop any leftovers of Millionaire’s Tiramisu (if you’re lucky enough to have them) into an airtight container in the refrigerator. The flavors only get deeper and the texture creamier as it rests, making this the ultimate make-ahead treat for up to 3 days.
Freezing
Millionaire’s Tiramisu freezes beautifully! Wrap the dish tightly with plastic wrap and foil, or portion into single servings and freeze for up to one month. Thaw overnight in the fridge before serving. Just know that the texture of the cream may become a little softer after freezing, but the flavor stays fantastic.
Reheating
No need to reheat Millionaire’s Tiramisu—this dessert is meant to be enjoyed chilled straight from the fridge. Just bring the container out 10-15 minutes before serving to soften it up slightly for the best texture.
FAQs
Can I make Millionaire’s Tiramisu without alcohol?
Absolutely! Just skip the coffee liqueur in the soaking mixture for a family-friendly version that’s every bit as delicious and indulgent.
What if I don’t have mascarpone cheese?
While mascarpone is traditional, you can substitute with full-fat cream cheese mixed with a splash of heavy cream for a similar richness. The flavor will be slightly tangier, but still delightful.
How long should I let it chill before serving?
Chill Millionaire’s Tiramisu for at least 4 hours to let the layers set and the flavors meld. Overnight chilling is even better, as it deepens the flavor and makes for cleaner slices.
Can I add nuts or other toppings?
Definitely! Chopped hazelnuts or pecans add extra crunch and an even more decadent twist—just sprinkle them on with the toffee bits right before serving.
How do I keep the ladyfingers from getting too soggy?
The key is to dip each ladyfinger in the espresso mixture for just a second or two. Too long, and they’ll absorb too much liquid and won’t hold their shape in the tiramisu.
Final Thoughts
If you’re ready to wow your friends, family, or just your tastebuds, don’t hesitate—Millionaire’s Tiramisu is as easy to make as it is unforgettable. Each bite is a celebration of creamy, caramel, chocolatey goodness with that unforgettable coffee kick. Try it once, and you’ll want to put this dessert into your permanent rotation. Happy indulging!
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Millionaire’s Tiramisu Recipe
- Total Time: 4 hours 20 minutes
- Yield: 8 servings 1x
- Diet: Vegetarian
Description
Indulge in the decadent richness of this Millionaire’s Tiramisu, a luxurious twist on the classic Italian dessert with layers of coffee-soaked ladyfingers, creamy mascarpone-caramel mixture, and drizzles of chocolate and caramel. Perfect for special occasions or when you want to impress your guests with a no-bake, show-stopping treat.
Ingredients
Ladyfinger Layer:
- 24 ladyfinger cookies (savoiardi)
Espresso Mixture:
- 1 cup strong brewed espresso (cooled)
- 2 tablespoons coffee liqueur (optional)
Creamy Filling:
- 1 ½ cups heavy cream
- 8 ounces mascarpone cheese (softened)
- ½ cup granulated sugar
- ¼ cup caramel sauce (plus more for drizzling)
- ½ teaspoon vanilla extract
Garnish:
- ¼ cup chocolate ganache or melted chocolate
- Cocoa powder and crushed toffee bits (for garnish)
Instructions
- Prepare Espresso Mixture: In a shallow bowl, combine the cooled espresso and coffee liqueur.
- Make Creamy Filling: In a large bowl, beat heavy cream with sugar and vanilla until soft peaks form. Add mascarpone cheese and beat until smooth. Fold in caramel sauce.
- Assemble Tiramisu: Dip ladyfingers in espresso mixture and layer in dish. Spread half of the creamy mixture and drizzle with chocolate. Repeat layers. Chill for at least 4 hours.
- Finish and Serve: Dust with cocoa powder and toffee bits before serving.
Notes
- For a boozier twist, use Irish cream instead of coffee liqueur.
- You can make individual servings in jars or glasses for a stylish presentation.
- Prep Time: 20 minutes
- Cook Time: 0 minutes
- Category: Dessert
- Method: No-Bake
- Cuisine: Italian-American
Nutrition
- Serving Size: 1 slice
- Calories: 460
- Sugar: 26g
- Sodium: 90mg
- Fat: 32g
- Saturated Fat: 18g
- Unsaturated Fat: 12g
- Trans Fat: 0g
- Carbohydrates: 35g
- Fiber: 1g
- Protein: 5g
- Cholesterol: 140mg